What Should I Do If the Insurance Company Pressures Me to Settle My Car Accident Claim?

You might be wondering, "What should I do if the insurance company is trying to pressure me to settle my case?" This is a situation many people face after a car accident. It's common to feel overwhelmed when, just days after the accident, the insurance company starts calling you every single day, pushing you to settle quickly.

Don’t Settle Too Soon

If the insurance company is reaching out to you frequently, offering what seems like a quick and easy settlement, you need to be cautious. They might try to tempt you with a bare minimum amount of money to settle your claim. It might seem like a good idea to accept the offer and move on, but you should think twice before doing so.

When they offer you just a couple of thousand dollars right after the accident, it's often a tactic to get you to sign away your rights. By signing a release, you would be giving up your ability to make any further claims related to that accident, even if your injuries turn out to be more severe than you initially thought.

Understand the Risks of Early Settlement

Settling your case only a few days after the accident is usually a mistake unless the injury was catastrophic and you’re certain of your future medical needs. At this point, you likely don’t have a full understanding of your injuries because not enough time has passed to assess them accurately.

Some injuries, especially those involving your neck, back, or head, may not show their full impact immediately. You might feel relatively okay at first, only to have symptoms worsen days or even weeks later. If you’ve already settled by that time, you won’t be able to go back and ask the insurance company for more compensation.

Don’t Fall Into the Trap

It’s important not to fall into the trap of settling your case too soon. Remember, insurance companies are in the business of making money, and paying out large settlements isn't in their best interest. They may use high-pressure tactics to get you to agree to a quick settlement, but this is rarely in your favor.

If you’ve been presented with a settlement offer and haven’t spoken to an attorney, it’s crucial that you do so before making any decisions. A qualified personal injury attorney can review the offer, evaluate the true value of your claim, and guide you on the best course of action.

Get the Right Legal Advice

If you’re in this situation, don’t hesitate to reach out for help. The team at Warner & Fitzmartin is here to assist you. We understand the tactics that insurance companies use and how to counter them. Please give us a call at (561) 816-5983, and we’ll be happy to discuss your case.

. Remember, settling too soon could cost you far more in the long run, so make sure you have the right legal guidance before making any decisions.

Scroll to Top