How Parents Can Prepare for Their Children Beginning to Drive
If your child is about to get a driver's license and start driving on Florida's roads, there are several crucial things you need to know. As a parent, you play a vital role in ensuring their safety and protecting your family from potential liabilities. At Warner & Fitzmartin, we understand the concerns parents face and offer these essential tips to help you navigate this new phase.
When your child between the ages of 16 and 18 applies for a driver's license in Florida, either a parent or guardian must sign the application. This signature is more than a formality; it signifies joint responsibility for any negligence, injury, or damage your child may cause while driving. Therefore, it's essential to be aware of the implications and take steps to protect yourself.
First, consider your insurance policy. Insuring your child on a separate policy can shield you and your spouse from joint liability due to their negligent driving. Ensure that the spouse or guardian who signs the driver's license application is not included in any insurance policy covering the child and their vehicle.
Additionally, Florida law allows minors to purchase and title vehicles in their own names, including trucks and SUVs. We highly recommend exploring this option if your child is buying a vehicle. If you purchase the vehicle and title it under your name while allowing your child to drive it, you will assume joint responsibility for any negligence caused by any driver of that vehicle.
Discuss these strategies with your family and insurance agent to safeguard yourselves from the risks on Florida’s roads. If you have questions about your child starting to drive or need advice on insurance policies and liabilities, contact Warner & Fitzmartin at (561) 816-5983. We’re here to help you every step of the way.