Arbitration is a hot topic in Florida, impacting both residential and commercial insurance claims. Last year, Florida began allowing arbitration provisions in homeowners’ policies. While this may lower insurance premiums, many clients are unsure about its implications. To explain, arbitration is like a mini-trial where both you and your insurance company choose an arbitrator who functions as a judge. During arbitration, both sides present evidence and conduct limited discovery, including interviews and property inspections. The catch is that insurance companies may cover arbitration costs, but not legal fees. This can place a financial burden on clients. Finding experts is another challenge. At Warner Fitzmartin, we can help locate professionals, gather evidence, and support your case in arbitration to support repairs to your home or business. If you’re uncertain about arbitration, contact us for a policy review and discussion of your options.