In Florida, clients often face dangerous hurricane conditions without adequate preparation. Hurricanes can strike unexpectedly, leaving homeowners and commercial property owners unprepared to document potential damage for insurance claims. To avoid this, it’s essential to proactively inspect and maintain your property before hurricane season. Address any issues and keep meticulous records at the start of each year. Insurance companies frequently argue that damage is pre-existing and unrelated to the recent loss, so thorough documentation is critical. Photographs, receipts, and evidence can significantly strengthen your claim.
After severe weather damage, prompt action is vital. Hire professionals for inspections and necessary repairs. Most insurance policies require damage mitigation. Report your claim to your insurance carrier immediately. Delayed inspections can complicate matters, as homeowners often perform initial repairs.