https://youtu.be/QWFsm5Rd55c

In the attached video, Aaron Warner of Warner Fitz Martin explains an important concern for Florida homeowners: what happens if you discover property damage after a hurricane has already passed? Many homeowners don’t realize the full extent of their losses until weeks or even months later, but the good news is that you can still file a property insurance claim—even after the storm is long gone.

Florida law allows homeowners to file a hurricane-related insurance claim up to one year from the date of landfall. This is a crucial change from previous laws, which provided a two-year window. If you wait too long and miss this deadline, you may lose the opportunity to recover compensation for your property damage. That’s why it’s essential to take action as soon as you notice any issues.

Hidden damages are a common problem after hurricanes. What may initially appear to be a minor roof leak could turn into a widespread structural issue over time. Water damage, mold growth, and unseen structural weaknesses can develop gradually, leading to costly repairs. Homeowners who initially dismissed small issues as insignificant may later realize they have a much bigger problem. Filing a claim promptly—before the deadline expires—ensures you have a chance to get your home properly assessed and repaired.

Before filing a claim, it’s crucial to consult with professionals who understand the insurance claims process. A public adjuster or an experienced first-party property insurance attorney can help you review your policy, document the damage, and submit your claim correctly to maximize your chances of getting the payout you deserve.

Contact Our Lake Worth Property Insurance Lawyers Today

If your home or business has suffered hurricane damage, don’t wait. Contact Warner Fitz Martin today at 561-803-0167 or by using our online form for a policy review and expert guidance on filing your claim. Time is limited, and acting now can make all the difference in protecting your home and financial future.