{"id":4545,"date":"2023-12-27T08:00:29","date_gmt":"2023-12-27T08:00:29","guid":{"rendered":"https:\/\/warnerfitzmartin.com\/?p=4545"},"modified":"2025-07-09T21:09:28","modified_gmt":"2025-07-09T21:09:28","slug":"can-i-sue-if-an-uber-or-lyft-rideshare-driver-hit-my-car","status":"publish","type":"post","link":"https:\/\/warnerfitzmartin.com\/es\/can-i-sue-if-an-uber-or-lyft-rideshare-driver-hit-my-car\/","title":{"rendered":"Can I Sue If an Uber or Lyft Rideshare Driver Hit My Car?"},"content":{"rendered":"

Determining fault following a car accident can be challenging enough. However, identifying fault can be even more challenging when the at-fault party drives for a rideshare company like Uber or Lyft.\u00a0<\/span><\/p>\n

Can you sue Uber or Lyft after a rideshare accident, or is another party at fault? Contact a rideshare accident attorney for assistance with your case.\u00a0<\/span><\/p>\n

Florida\u2019s No-Fault Policy<\/span><\/h2>\n

First, you should know Florida\u2019s no-fault rule regarding car accidents. Many people are confused as to what \u201cno-fault\u201d means with regard to car accident liability.<\/span><\/p>\n

Just because Florida is considered a \u201cno-fault\u201d state does not mean that a negligent driver walks away without responsibility. \u00a0<\/span><\/p>\n

What \u201cno-fault\u201d really means is that the parties involved file claims with their own insurance companies for Personal Injury Protection benefits. Called PIP for short, these benefits pay up to $10,000 of your medical bills and lost wages. Suppose your doctors determine that you\u2019ve sustained a permanent injury as a result of the negligent driver\u2019s actions. In that case, you have the right to recover from the at-fault party\u2019s insurance company for your pain and suffering from those injuries. If you have not sustained a permanent injury, you are limited to collecting only your out-of-pocket medical expenses.\u00a0<\/span><\/p>\n

If your injuries meet Florida\u2019s serious injury threshold, you may be able to seek compensation through a third-party claim or lawsuit.\u00a0<\/span><\/p>\n

Rideshare Company Insurance Policies<\/span><\/h2>\n

You could consider a third-party claim if your rideshare accident meets Florida\u2019s injury threshold. But whose seguro<\/a> company is responsible: the rideshare company, the driver\u2019s, or both?\u00a0<\/span><\/p>\n

The answer depends on several factors, including the company the driver was working for. Uber currently has up to a $1 million insurance policy covering medical costs for passengers, cyclists, pedestrians, and other injured parties in an accident their drivers cause. Uber can change these limits at any time. Lyft also has a similar third-party liability insurance policy.<\/span><\/p>\n

However, this coverage doesn\u2019t always automatically extend to you in an accident where an Uber or Lyft driver struck your vehicle. A few different scenarios may be at play:<\/span><\/p>\n